Why Pre-Qualification is Important
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It is valuable to consult your mortgage loan professional early — even before you've started researching neighborhoods. Why? How can we help if you have not negotiated an amount, and do not know yet the amount you want to borrow?
We Will Help You Pre-Qualify
Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. During the process, we calculate your capacity to borrow - reviewing your employment, available money for down payment, debts, income, and other circumstances. It's short and basic; We keep the paperwork to a minimum.
We award you a Pre-Qualification Letter when you qualify, which says that we're confident you'll qualify for up to a certain amount of mortgage loan dollars.
Power in the Pre-Qual
Various advantages open to you when you find your dream house, and have pre-qualification power. First, it helps you know the amount that you're able to offer.
Being pre-qualified also will make your offer look even better to the seller, like you were bringing them a bag full of cash! They need not wonder if that they have been wasting their time if you can't be able to qualify for a high enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.
We will help you pre-qualify
Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. The process takes you through your finances - your debt, income, job, down payment money, among other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
It is vital to sit down and talk with us, even though you are welcome to also try the helpful mortgage calculators on our site. For one thing, you will want a Pre-Qualification Letter! Then, we will make sure we have found the ideal mortgage program for you. We are eager to meet with you: call us at 803-779-3638.
Have questions about pre-qualifying? Call us at 803-779-3638. Columbia Mortgage Corp answers pre-qualifying questions every day.