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 FHA

 

Every year FHA helps thousands of homebuyers just like you move into the house of their dreams. A home is an investment, it can save you money and it's a place to live and raise children. It's a plan for the future and an investment in your community. That's why we at FHA want all Americans to have an opportunity to enjoy the benefits of owning a home.

Why choose an FHA-insured loan?

 There are lots of good reasons to choose an FHA-insured loan, especially if one or more of the following apply to you:

If any of these things describe you, then an FHA-insured loan may be right for you. Why? FHA-insured loans offer many benefits and a level of security that you won't find in other loans including:Low cost: FHA-insured loans have competitive interest rates because the federal government insures the loans for lenders. Smaller downpayment: FHA-insured loans have a low 3.5% downpayment and the money can come from a family member, employer or charitable organization as a gift. Easier qualification: and An FHA-approved lender can help you start the loan application process.You may use an FHA-insured mortgage to purchase or refinance a new or existing 1- to 4-unit home, a condominium or a manufactured or mobile home (provided it is on a permanent foundation).